--- title: "Sell My House Fast in Bergen County, NJ | Cash Offer Today | Nicolas Abitbol" description: "I buy houses for cash across Bergen County, NJ, Hackensack, Fort Lee, Englewood, Teaneck, Paramus, Ridgewood, Fair Lawn, Garfield, Lodi, Cliffside Park. Any condition. Zero fees. Nicolas Abitbol." url: "https://nicolasabitbol.com/bergen-county-nj.html" last_updated: 2026-05-11 --- # I buy houses in Bergen County. **From the 1920s two-families in Hackensack and the Cape Cods in Fair Lawn to the split-levels in Lodi and the prewar colonials in Englewood, I buy across Bergen County's 70 municipalities, in any condition. Real cash offer the same day you call. Close on your timeline.** --- ## Where I buy in Bergen County. I close across Bergen, Hackensack two-families, the Garfield row stock, the older Englewood blocks where retail buyers won't touch the deferred maintenance. Bergen County has 70 municipalities, and I buy across all of them. Here's what I know about the towns I work in most actively and what's typical in each: Hackensack (07601), The county seat and one of my most active Bergen County markets. Hackensack's residential neighborhoods south of the downtown core have dense blocks of 1920s and 1930s two-families, brick construction, narrow lots, original cast-iron plumbing, often with a tenant situation and deferred maintenance that makes a standard listing complicated. The 07601 also includes larger colonials near the Bergen County Superior Court on Main Street, some with estate histories that have stretched for years. Fort Lee (07024), High-density borough on the Palisades; mix of prewar single-families and mid-century condo buildings, plus larger single-family homes in the ridge neighborhoods that come up as estates. Englewood (07631), Diverse city; the south end has older two-families and smaller single-families at a more distressed price point, while the north end has large Tudors and colonials where the estate and condition-issue situations are real. Teaneck (07666), Large township with solid working-class housing stock; two-families, brick colonials, and capes throughout, many owned by the same family for 40-plus years. Good source of landlord-fatigue and estate deals. Paramus (07652), Primarily single-family suburban; ranch-style homes on larger lots, postwar colonials. Situations here are typically estates or properties with deferred maintenance that don't meet lender standards. Ridgewood (07450), High-end suburban borough; large colonials and Tudors. The situations I close here are usually estates or properties that need a full gut renovation the owner doesn't want to manage before listing. Fair Lawn (07410), Solidly working-class borough with excellent cape-cod and split-level stock from the 1940s through 1960s; lots of original homeowner situations where the estate or family doesn't want the listing process. Bergenfield (07621), Dense borough; older two-families and brick capes, active distressed supply. Garfield (07026), One of the most active markets for two-family distressed inventory in Bergen County; working-class borough with frame and brick two-families on small lots, many needing full system work. Cliffside Park (07010), Palisades location; high-rise and mid-rise condos plus single-family colonials, mix of estate and landlord situations. Lodi (07644), Tight borough with strong two-family inventory; frame and brick two-families on small lots, working-class ownership base, steady distressed supply. Lyndhurst (07071), Working-class township; ranches and colonials, solid estate market. Palisades Park (07650), Dense; mix of older two-families and condo buildings. Ramsey (07446), Northern Bergen suburban; colonials and raised ranches; estate situations. Mahwah (07430), Northern Bergen; large lots, mix of colonials and ranches, estate situations. Westwood (07675), Small borough; mix of cape cods and colonials, estate and condition situations. Saddle Brook (07663), Central Bergen; ranches and colonials, working-class ownership base, solid distressed supply. Bergen County ZIPs I close in span the full county: 07010 (Cliffside Park), 07024 (Fort Lee), 07026 (Garfield), 07071 (Lyndhurst), 07407 (Elmwood Park), 07410 (Fair Lawn), 07430 (Mahwah), 07446 (Ramsey), 07450 (Ridgewood), 07601 (Hackensack), 07621 (Bergenfield), 07631 (Englewood), 07644 (Lodi), 07650 (Palisades Park), 07652 (Paramus), 07663 (Saddle Brook), 07666 (Teaneck), 07675 (Westwood) and all 50-plus additional Bergen ZIP codes. If your address is in Bergen County, call me. Bergen County's housing stock ranges more widely than almost any county in New Jersey, from Alpine's multi-million-dollar estates to Garfield's $400,000 two-families. What connects them for my purposes is age: most of the residential stock in the working-class boroughs was built before 1970, which means original cast-iron plumbing, knob-and-tube or early aluminum wiring in many cases, oil heat systems that are at or past end of life, and older roofs. These are exactly the conditions that make retail financing complicated and that I price for directly. ## Why Bergen County sellers sell to me. Bergen County is one of the most expensive and competitive real estate markets in New Jersey, but that median price masks a large segment of the market that doesn't move cleanly. A 1940s cape in Fair Lawn with an oil tank in the ground, original knob-and-tube wiring, and a kitchen that was last updated in 1987 will sit for weeks even in a seller's market, because FHA and conventional lenders have conditions that conflict with what the property actually is. A Teaneck two-family with a long-term tenant on the second floor and a landlord who inherited it from her parents and lives in Arizona doesn't sell in 10 days, it sits, the listing expires, and then the owner starts looking for a different solution. Bergen County Superior Court in Hackensack is the venue for the county's foreclosure cases, and New Jersey's 12-to-18-month judicial timeline gives most owners a window, but not an unlimited one. I close with my own funds and private capital. No appraisal, no lender conditions, no financing contingency. If there's an underground oil tank in Paramus that needs an NJDEP closure letter, or an open permit at the Garfield Construction Department, or a tenant in Teaneck protected by the municipality's eviction ordinance, I work through those with my title company and legal team. The offer I give you reflects those issues honestly; I don't lowball and I don't hide fees. If the math doesn't work for you, I'll tell you that and explain what the retail path might actually look like. I'm built for that. --- ## FAQ **Q: Do you buy two-family homes and older colonials in Hackensack and Garfield?** A: Yes, and those are some of my most common deals in Bergen County. Hackensack's two-families in the 07601, many of them 1920s and 1930s construction with original cast-iron plumbing and wiring that's been partially updated, are exactly the stock I underwrite well. Garfield's raised ranches and frame two-families off Route 46 are similar. Condition issues, landlord fatigue, estate situations, I close on all of it. **Q: I'm in foreclosure and Bergen County Superior Court has my case. Is there still time?** A: Probably yes. New Jersey's judicial foreclosure process runs 12 to 18 months on average from complaint filing to sheriff's sale. Bergen County Superior Court in Hackensack handles the county's cases, and the Bergen County Sheriff's Office conducts the auction. As long as that sale hasn't happened, there's usually a window to sell and pay off the mortgage. **Q: What about Cape Cods and split-levels that need a full update?** A: That's a large part of Bergen County's distressed inventory, postwar capes and split-levels in Fair Lawn, Lodi, Lyndhurst, Saddle Brook where the original owner or their heirs haven't touched the mechanicals since the 1970s. If the kitchen and bathrooms haven't been updated, listings often stall even in a hot market. I don't need cosmetics. I price for what's needed and close. **Q: My property has a suspected underground oil tank. Does that affect the deal?** A: It factors in but it doesn't kill a deal. Underground heating oil tanks are common in Bergen County's older housing stock, homes built before natural gas infrastructure arrived in many boroughs. If a tank is known, I build an estimate for NJDEP Phase I and Phase II work into my offer. If it's unknown, we can address it before or at closing depending on the situation. **Q: How do you handle open permits across Bergen County's different towns?** A: Each of Bergen County's 70 municipalities has its own construction department, and open permits are common on older stock that's been worked on piecemeal. My title company pulls the permit history and flags what's open. Some close out before closing, some get resolved with an escrow holdback, and some factor into the offer price. I tell you exactly how each one affects the deal.